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Traditionally, if an insured failed to comply with such notification or cooperation requirements, the insurer could flatly deny coverage of the claim. Recently, however, an increasing number of courts are requiring that the insurer show that it has been prejudiced . If you do not currently have car insurance. If you don't own a car, you may not have car insurance. In this case, it may be a good idea to consider coverage from the car rental company. If you are driving overseas. Most U. S. auto insurance policies only provide coverage in the United States and Canada. Before you head out of the country, check with your insurance agent to confirm whether or not your current policy applies overseas. If you're heading to Mexico, for example, your insurance company may offer short term coverage through a partner agency.

 

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